The trouble with a mortgage is that sinking uneasy feeling you get when you know you can afford it as long as nothing goes wrong. Your knowledge that you have to make that payment each week never quite goes away. The mortgage payment seems like an acquaintance in the house. You have to feed it and look after it, but you aren’t really all that close. If you want to do something as a family, you always say, "but what about the mortgage". It makes you feel like giving it a name. You know, something like, Lucius. "We could go fishing at the coast this Christmas, but what about Lucius?". Yeah, that works. Seriously though, your mortgage payment is vitally important, because without it, you may not have your home. Here’s the thing, though If you can’t pay it, you could lose your home, but if you can pay it, often your life choices are restricted. Now, we probably shouldn’t whinge about it too much because the mortgage bought the house for us, but… wouldn’t it be nice if the mortgage was gone? So. Is it possible to get rid of the home loan entirely? Well, we did. But a lot of people don’t. I reckon it’s often because they don’t know how. Don’t get me wrong. It can take a significant effort to get rid of your home loan REALLY fast. Not everybody wants the loan gone enough to make that effort. BUT… If you are up for the effort, you need to know HOW. So let’s ume you know how, AND you’re up for the effort, required. Can you realistically expect to get rid of that debt in just a few years? Yes! If you had no home loan and you needed to move for a better job, you don’t have to worry about paying the mortgage. If one of you wants to take some time off to bring up a family, ..NO MORTGAGE. A trip around the world for a year. Rent the house, there’s NO MORTGAGE, so you get to keep the rent money. There are a limitless number of possibilities if the mortgage is gone! After 30 years as a banker, I have seen thousands of home owners slave over their mortgage and wonder why it took so long. A few figured it out. You see, we know what works, and we did it ourselves. Even something as simple as understanding how loans work can make a difference. For instance: Did you know that to double the amount you are actually paying off your home loan, is not actually a lot of money? It works like this: Let’s say you owe 300 grand and you’re paying it off at 6% interest, on a 30 year loan. Your repayments will be around $1800 a month. At 6% interest, the interest component of that repayment is approximately $1500/month. This means that you are actually paying only about $300 per month off your mortgage. That little bit of insight probably feels like a punch in the belly. Anyway, there is some good news, and that is to double your payments, you don’t need to find another 1800 bucks each month. Just an extra 300, and that’s a lot easier to do. There are plenty of reasons why the mortgage is like a tight pair of boots that don’t really fit. They protect your feet from stones, but it is an enormous relief to take them off. The mortgage got you the house, but won’t it be nice when it’s gone? Our system is so simple. It’s not effort free, but it’s uncomplicated. The first thing we’ll ask you to do is implement some strategies to start the damn thing going down a lot faster. These strategies will normally knock a few years off your loan, and we explain why they work. Then we start on the main game, getting rid of that debt, with strategies designed to simply attack the debt. I’m glad your mortgages isn’t alive because it is in the firing line. We have included some of those initial strategies in the offer of 6 Free Tips to help you get started. These tips will help you speed up the loan and will make a difference almost immediately. Plus, to help you stay focused and get your finances working with you instead of against you, we will email you, one free personal finance coaching lesson each day for 5 days! I’m hoping that the regular email will help keep you focused for that critical few days when you start? If you think this might help then just read on and register for the 6 Free tips. OK, the real trick is to get rid of your home loan altogether. Now, that is LIFE CHANGING. Getting…
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